All of which they had with their labor added.

Any improvements added on the property will add value to it. 

. , Generally, Improvements are always added to the basis of the property no matter when you do them before or after placing in service ( unless you qualify for the safe harbors). 

They may take the listing to have a sign in the yard and some exposure, but every newspaper ad/minute spent is a gamble for them.

None of the units have dishwashers or washer/dryers, so may not be too bad, but still considering if it is feasible to have meters added so I can bill tenants for their water. 

Who here has added a 4th level above the living room/kitchen to create a master suite? 

By plugging in a 2% for all them like explained in webinar for small multifamily building, it should not work since a 2% annual income and 2% annual expenses growths would make a 0% NOI differencial (therefore no added value).Do you guys ultimately think the BP calculator is not the best in order to calculate a commercial multifamily deal?

I found BiggerPockets when I googled a guru I was introduced to back in September of 2017.

I keep pictures of the unit when it was empty and I post those on my ad for the property.

I feel like the added equity would make it more than worth the slightly higher payments for the increased value on the loan.