Hi All,In an effort to contribute and share some of my knowledge, I'd just like to reach out to those looking into the metro west area of Boston, either to live, or to invest.

Everyone responding here is pretty spot on whether it is worth the effort to rehab in Waterbury when other CT towns have more pleasant results.  

My main goal for investing is to support my personal efforts in Haiti (I build homes, send kids to school, work with a few orphanages, etc in the Simonette region). 

The bottom line is that you should learn about the rules and strategies for yourself in an effort to make educated financial decisions (with the help of your financial team of course). 

LTV is used when getting funding and the lender, in an effort to keep his/her principle safe, typically wants 65%-70% max LTV allowing for a 30%+ safety cushion of equity.Next problem is your offer process.

Thank you for your effort with vague questions ! 

For some the $4800 duplex would be great, for others $50K or better is the minimum acceptable, so they'd only consider the 30 unit complex.To be clear, I am not asking how to calculate CF, but I would like to understand what are some things to take into consideration when determining Annual CF criteria that make an investment worth your time and effort to pursue? 

So if you want to put the time and effort into marketing and finding your own deal then you absolutely should do it.

Would it be worth my time and effort to focus on helping them fill there space or should I keep my nose to the grind stone and focus my efforts locally with all the mom & pop businesses?

Can I join your efforts?