While we can technically get away with the thinking of having less restrictions, requiring more security, making demands such as life insurance being pledged on a key person as a borrower, drill down to the assumptions in commercial that allow greater leeway.A more sophisticated borrower, conducting business with a purpose to make a profit as compared to an unsophisticated borrower attempting to secure personal needs, such as housing.However, never think that "predatory dealing" or "predatory lending" or violations of fair trade, or what is customary for the size and scope of a transaction can be swept under the rug.  

I'm sure that affects my ability to secure a loan.  

I currently am interested in a property for sale for 37000 with a ARV of around 100000 to 150000 dollars i need around 30000 for rehab and i am looking to secure 65 to 70 percent of ARV  with points and or closing cost financed into the deal is this possible 

You just have to be careful on such letters sent to investors ... it may be said (by both the SEC and the state) that you trying to 'issue a security' -- which is a regulated activity.

Chattel financing, unlike mortgage financing, is secured only by the state issued title for residences that are, in actuality, nonmotorized vehicles which can be moved and relocated as the owner desires. 

If the record owner is deceased, absent a secured creditor gaining title via foreclosure, you'll need to find someone with standing to legally be able to pass marketable title to you.Determine PETIO:PropertyEquityTitleInterestsOpportunity.Check death certificate, obits, neighbors for leads re: relatives, social media, and obviously name search the decedent online. 

Senior Citizen tax benefits hint that the owner might be dead so I also check the Social Security Death Index (Ancestry.com, subscriber service).CAMA.

Give them the security they seek.  

I spent $40 buying splash guards and flexible gutter extensions and in less than 30 minutes, I installed them. 

With LLCs, earnings typically 'passes through' to the owner of the LLC and you then pay taxes just as you would individually.If you plan on long term real estate investing, the duration or life of the LLC may become an issue in securing certain types of financing – especially under the name of the business entity.