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Third, the lender, which is hard money, has asked me to comment on a police report with incidents (all traffic related and mostly speeding), going back about fifteen years. 

All of the market reports that I read for the Boise area is that we are projected to have 10-15% price appreciation this year and I think that is a conservative estimate.Also, that's awesome that you are in a position to be able to house hack, definitely do it if you can.

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You also won't be affecting your DTI as the loan dosen't report to your personal credit.

Is a phase1 environmental report and survey being provided? 

The note won't show up on your credit report therefore it won't affect your DTI.

Typically 60 units would warrant a full time on site manager, otherwise you can have a professional company handle it or have a live in maintenance person that would be able to handle and you have an accountant/book keeper handle the rental reporting. 

Call the non-emergency number and report it.

This would also benefit you because the commercial loan wouldn't show up on your credit report.