Make sure you hold back a significant amount of money as normally it would be vacant at closing. 

{Then ask a few questions to figure out a good option for them}Or do investors normally have to buy the note first before being legally allowed to contact the home owner?

$200+ is pretty normal.

If you borrow 100% of the purchase price, you have no skin in the game and it's easy to walk away.

The sad thing about the 8% vacancy allocation being a high reserve I would normally agree, but I have every bit matched or exceeded that on these duplexes so far.

I remember when I thought it was crazy to call somebody on the phone with a camera, I thought it was futuristic and that my eyes may not see it happening, and now if you ask a kid if he thinks that is always amazing they would tell you that it is completely normal.

Is this normal practice to show POF document to the seller?

This is the best I've got so far, rate of 5.25% for 30 years, origination fee of 2%, service fee $999, pro rated interest $566, third party costs TBD, 75% loan to value. pre payment penalty if I sell it before 3 years...Is this normal for refinancing under an LLC?

@Scott M.So the tenants are applying for the ERAP, they’re behind on rent but also the previous landlord now is stating they used the tenants security deposit for par due rents.Is this allowed during covid, and then if the previous landlord doesn’t get back owed rent they should send me the security deposit then.Does this seem normal?

Do none of it and just file our taxes normally?