@Chani Walker everything is normal expect for those fees to terminate.

That makes sense that the lenders would want skin in the game, but what I'm wondering is for a 60k-80k total deal, it seems like lenders are wanting 40-50% of the total loan.

Hi guys,Some literature I have read indicates that sometimes you can open up a HELOC for free.  However, after talking to some loan professionals, it seems that there are always origination fees, appraisal fees etc.My...

If they are paying little to no money at closing, what skin in the game do they have?

We won't lend without some skin in the game.

He has been alongside me on the other deals so I’d like to give him equity/skin in the game and I don’t know how else to do itQuote from @Basit Siddiqi: Getting a property with a partner / friend will not help you from getting hosed on taxes.I wouldn't move forward - You mentioned beng a high income earner so your hourly rate is very high.

I got thick skin and can handle just about anything without it bothering me, but I dont want you to be ANYWHERE in the circle of my life.

The real design is in the site planning, scientific floor plan and the bones and meat that's underneath the skin of the house that actually makes the house comfortable to live in. 

Lastly, your going to want to get with local governance, a lot more then normal.

And I feel the ideal portfolio can benefit from the diversification of both.1) Holdfolio isn't a match for me, personally (due to not enough experience, skin in the game, etc).