It should be cheap to call a multiple foundation contractors to see if you have a problem. 

I had to ask multiple times to get them to admit the annualized rate was around 18%.Their points and fees were also very high compared to other options.They claim to fund 100%, and they might.

Often, a good deal can be reached by offering the seller multiple options (3 is commonly used).

I would also strongly advocate having multiple points of contact on your marketing pieces.

., OK, we all hope you are happy now that you managed to get this subject off your chest (multiple times)...

Insurance with hurricane coverage which banks require will likely run multiples of the $500, probably closer to 5k for a 1.5mm property. at least it does here on Kauai, not sure how different it would be on Oahu.

So it's not an all size fits one, especially when you start having multiple rentals in different types of neighborhoods. 

I've used  tax assessment , google, zabasearch, white pages I have a lead on multiple properties that are owned by the same individual but I just can't get a current address.

I prefer the CAR contract but the contract is multiple pages and can scare off the seller.  

If you are an investor in LA with multiple properties (not just buying a personal home), having to spend (or set aside) an extra $2500 to $3000 per investment/unit every month and for years (or however your holding period is), because rental income was insufficient on each of the multiple rentals can become a problem.The LA market is the way it is due to forces of demand and supply and what some spend $300,000 or almost $400,000 on in LA, some in many areas wouldn't touch with a 10 foot pole.