We have had maintenance complaints all year about various things that we were told would be fixed before we moved in (including a musty smell, screens so we could get fresh air into the house, etc) - all have not been fixed nearly a year later.

I think it's weird this program recommended this person as a great riskMedical debts can be more forgive-able, but my problem with this tenant is that they could still file bankruptcy and include any debt to you in that BK.Personally, I'd rather take a freshly discharged Chapter 7 BK over someone with a couple of 25K bad debts. 

From experience I know that military moves are fast paced and stressful so I did a few things to ease their transition;Made sure they left Illinois with keys already in hand even though their lease wasn't officially started so they wouldn't have to go to a hotel or wait to link up with my agent for keys if they arrived at odd hours.Left Directv hooked up and operational so they could keep the kids entertained during unloading.Sent a large fresh fruit and snacks basket from Wine Country Gifts so they could have something immediately coming off of road trip food.Left them some furniture so they wouldn't have to get everything unloaded right away just to have a place to sit and relax after a long trip.Left them recommendations for the best vet in the area in case they had problems with their pets upon arrival.Just little things that I hope made for a little less stressful day 1.

Oh, and just to add to the negative red flag category - separations or fresh divorces.  99.9999% of these will not stay long and will likely break the lease and likely will also cause drama. 

If this tenant is fresh out of school then he really hasn't had a chance to build a credit history.  

They'll usually deliver a whole truckload of fresh pine or other mulch for FREE.

A fresh roll of teepee and a shower curtain really sets the mood to show that you care about them and not just trying to have them pay your mortgage..

Otherwise, some fresh paint and new carpet or hardwood floors would be great.

I don't want to sound dumb ( Im as fresh as it comes ) does she mean how im funding it such as a FHA loan, or like a traditional bank loan with 20% down.

Win/win...seller gets cash for next house, cashflow for 2-3 yrs for me and my tenant gets a nice freshly remodeled house.The only cavet is that the mortgage broker told the seller that since they still have the mortgage in their name it would count negatively against their debt to income ratio and they wouldn't qualify for the next home.Looking for alternatives.