Need Suggestions on this MN Deal Structure

[Tim Campbell]

Please offer some input on structuring this deal. Found a seller in Minneapolis metro area. Seller bought a 3/2 SFH as a bachelor pad. Recently married and wife has two kids. 900 SF home is now too small and they would like to move to a bigger house but no money for a down pymt.

Current debt on home is $108k.  $100k 1st and $8k 2nd.

As-is sale value is $114k.

$7-10k in cosmetic repair will push ARV to $130k-140k ARV.

Seller doesn't have any savings.  Willing to break-even on the sale but also needs some cash for down payment on next bigger property. They may qualify for a down payment assistance program through my lender.

What kind of deal structures do you think might work?