Thank God the insurance policy did not exclude mold/water damage.  

Uninsured Damage: Although a prudent note investor will always require the mortgagor to obtain fire/hazard insurance on the property, some types of damage may not be covered by the policy.

That way you'd get more accurate numbers and inspectors will be more familiar with the regional hardships buildings and structures endure and are damaged by.

I would personally not be nervous there, but everyone has their own standards.My tenant did state that they would be willing to pay for the door and the installation, so I don't have much of a reason to say no to them, other than not liking the look and being nervous that someone could do some damage by putting it in wrong.

So what finishes are you going to be comfortable with where you won't have to spend more money to replace if they get damaged. 

This provides extra protection for non-payment and potential damage.

Finding out after 4 VERY costly evictions over a 24 month period that something needs to change.(1200+ per eviction for attorney, + 3 months unpaid rent each eviction = average 4.2k per eviction = 17k loss over 2 years - not including the thousands in damage that was done)Business evictions are heard one day every 2 weeks and take  3 months, privately held every day and take 6 weeks on average.

The building really needs all new windows, its got old aluminum windows that sweat a lot (Water in the window seal) and it causes mold issues around the frame.

Unhappy tenants could lead to damages and other unpleasantness's.

Does builders risk only cover injury liabilities and vacant only cover property damage?