It's half investment property, half cozy/cute first home for us to start our family in.

Also, are you paying the water/sewer.

The current owner(seller) pays for the water, gas, and electricity because the property only has one meter.

Talk with an insurance agent beforehand and give them an idea of what you are looking for (price range, style, age, etc) and they should be able to give you a bit of a range (~$50-75/mo) although the final expense will be dependent on what you buy.3) For sure make sure you stock a bit aside for any maintenance issues that come up (water heater, plumbing issue, etc).

Not necessarily cleared but all roads, utilities etc but not well and septic if you do not have water and sewer but otherwise ready to break ground.

From kicking myself for not doing enough thorough research into the basement and foundation of the home to experiencing delay after delay with the water heater and boiler.

The property has a few broken windows with boards up over them, an interior door off the hinges, rot on the bottom of the cabinet under the kitchen sink from a leak some time ago, water seeping up from the concrete in a back room making the carpet damp if it rains a lot.

@Juan Alberto Perez - FloresThe property had lots of water damage.

You're putting down 20%.Water/sewer looks high.

Companies like Zillow, Burbz, Cozy do not actually 'touch/handle' your money per say.