The other part is the DSCR ( debt service coverage ratio ).

A very important section will be the "exceptions" to coverage.

If it does your probably out of luck getting coverage under the policy and acknowledge you didn't do your due diligence by reading the commitment before closing. 

Make sure you get landlord policy not homeowners or you won’t have any coverage. 

@Geovany Espinoza the difference between strong coverage and minimum coverage will be negligible over a year.

Clue report  (Comprehensive Loss Underwriting exchange) contact LexisNexis direct.

Premium is based on total coverage ($2million in my case) and number of cars, boats, motorcycles, private residences, and rental properties.

You could also run into issues with insurance coverage with an illegal unit. 

Looking for coverage for my LLC which I just purchased several mobile homes, I do not wish to provide insurance for the structure, Formost's price is not worth it to me for their higher price, they don't offer a higher deductable to get the price down. 

I talked to my insurance broker, and he came back to me with a quote for about $2200/year.Also, is there any "must haves" in terms of specific coverages that you would need for an STR that you wouldn't normally have for your primary residence?