How to find umbrella insurance?

[Yangbin Tong]

Hello all, 

I'm new to rental business. We just used the buy and hold strategy to refinance our previous sfh and would like to rent it out asap. However, I'm not sure about how to get the umbrella insurance for this property. What are some good websites or articles to read? I'm aware of the LLC option but heard there're pros and cons both. I have asked a friend, a realtor who recently got into her first rental busines but she didn't seem to have an umbrella insurance. Isn't it a high risk if the tenant got injured and sued you? I have two little ones to raise and cannot afford that type of issues. What are your suggestions, BP friends? I'm from Greater Baton Rouge Area. Looking forward to getting to know others and potentially working together.

Thanks for reading. 

Yangbin