This is a hard ask to ask somebody to wait 24 to 36 months to get paid on the mortgage originationThe credit improvement piece you can go to www.UpgradeMyCredit.comThe key to increasing FICO scores is to get new positive marks on and get them as strong credit references as soon as possibleRe Mortg origination: The best thing to do is to find a RMLO in Ohio and work out a flat fee for analyzing the ability to repay rules for Dodd Frank and put their RMLO number in the letterMy RMLO  charges 1%

In a house like that, you can probably get away with saving and painting the cabinets, putting in basic countertops, basic carpet, and cheap flat paint throughout the house - heck maybe even all white paint!

The Slab will only be 30x30 plus a carport, and water is available but will require a septic system.I know there are many factors such as topography, but I am looking to get an idea of what it may cost to build something like this on a flat lot from some of you experienced investors, and maybe even get some recommendations if any of you use a contractor.

Depending on how things go, I may go with a flat fee listing agent and save money there.Rick Baggenstoss I was able to walk through yesterday with a contractor.

When I tried to explain to the agent and her broker about this being a wholesale deal and there's usually no buyer's agent or commission involved and that I was only agreeing to pay the agent a flat fee b/c I felt she had helped the buyer it just got complicated.

@Ben Johnstone That does include our permit fees, and figuring a flat lot.

If your only plan is not bake money until the mortgage is paid off, that is a long and expensive road to take.

For example, I tend to avoid flat roofs and two-pipe chiller systems.

I don't know your financial situation but it really doesn't matter - some people jump in get lucky and through hard work become successful others come properly equipped and fall flat on their face, I've seen it...The main problem new investors will have is capital issues... also inexperience with high credit and a few hundred K in the bank is dangerous.

In a market where I can probably get a contract within days, is it worth spending the money on granite counter tops vs refinishing the laminate, upgrading from flat to six panel interior doors, etc.What has been your recent experience.