I got very serious and cut back on a lot of the things I used to do (Dave Ramsey style).

They cut them to size and were about $80 each (in Canada). 

I am a real estate investor up in Richmond, Virginia and I am running into an interesting tax case that I wanted to pick your brain on.Historically our filing situation has been fairly cut and dry from a real estate perspective but this year we added a short-term rental that I want to make sure I am treating appropriately. 

I had wildlife guy come out - he instructed to cut a tree out back that the racoons were climbing, which I did promptly and then I patched the hole.

One straight up told me he has no clue, and the other two gave conflicting answers. 

@Josh DarleyPictures of the bottom stains as stated amd cut a sample to keep in a ziplock in event it’s needed for court.

(So about 4.25%) **NOTE: Anything paid back will be deposited straight back into my 401(k), including interest**Scenario: I would like to leverage this loan and invest into a 1) Syndication deal like a MultiFamily Apartment or 2) A Equity Fund that buys Commercials Multi Family RE. 

Consumers don't want to pay for quality, manufacturers cut corners because they are more concerned about profits. 

Feels like straight up theft!

There are more then just Fannie/Freddie though so once you hit 6 some banks cut you off due to guide lines and risk.