This is not a hard and fast rule, but you can get a feel for various prices based on house conditions.2.

The current use is legal and in compliance with the zoning ordinance in its current condition and occupancy.I am acquiring an FHA loan which is whats making getting the loan approved a tricky one because of the zoning issue.

You'll need the seller to clarify the condition.

Items such as the roof, heating and air conditioning system, plumbing, hot water heater and siding are all items that may need to be repaired and/or replaced depending on the condition. 

My wife and I are currently looking at palm coast because they have beautiful duplexes that are  new or less than 20 years old that are in fairly good conditions.

I thought to let her live with a dog and offer her 2 to 3 month of free living under the condition that she leaves after these 3 months.

What are FIVE key opponents to heavily concentrate on when analyzing your market conditions. 

(If the property is homesteaded, the owner is occupying the property and is only renting a portion of the property; the applicant can provide a notarized letter, stating that ALL of these conditions for this exemption are in place, that can substitute this license.)4. 

to me market conditions risks are related to interest rates  and availability ..

Indicate that you are going to start the eviction process, but if he is out in 10 days and the unit is in expected move out condition, you will provide a positive referral and the eviction will not be on his record.