Mediation for Zoning Issue - FHA Loan

[Ryan DiCanio]

Hi BP Community,

I am currently in the process of closing on my first multi family property, but the issue I’m having right now is if more than 50% of the duplex was damaged the zoning would have to be brought into compliance.

Duplexes were a permitted use at the time the permit was issued for the construction of the duplex, as well as other duplex use properties on that same road. The current use is legal and in compliance with the zoning ordinance in its current condition and occupancy.

I am acquiring an FHA loan which is whats making getting the loan approved a tricky one because of the zoning issue.

Are there any steps / actions either I, my lender, or attorney can take to mediate this and be able to close on my property?