Not a great deal, but getting my real world education and hoping that will be invaluable going forward.

I lost the info about getting a mortgage using a ITIN....

My first road block is getting financing with decent rates.

He simply wants to be 100% done.Given the above mentioned scenario, I am wondering what the best possible situation would be to make this happen, while possibly still maintaining the option to pull out equity for capital improvement projects with a bank. 

We typically don't have trouble with getting 80% of your purchase reimbursed to you as long as the DSCR hits 1.00+.Here's a quick breakdown of the eligible loan amounts based on an all-cash investment strategy:• 0-6 Months (Delayed Purchase, no Rehab completed) - up to 80% of purchase price• 6+ Months (Cash-Out Refinance, no Rehab completed) - up to 75% of appraised value• 0-3 Months (Cash-out refi, Rehab completed) - 75% of appraised value [good rates]• 3-6 Months (Cash-out refi, Rehab completed) - 75% of appraised value [best rates]Happy to discuss your specific deal whenever you've got time to review.

Here's a fundamental explanation to get your juices flowing:Assume a house costs $200,000 and rents for $1,500.

Don't get too low, it's part of the game.The important thing is how you respond.

The fear of the unknown is what's getting me, but I hope I'll be learning a lot from everyone!

Any advice for someone looking to get into real estate with zero credit?

Where are you getting the mortgage estimate from?