As others have suggest, do it before you move so you're ready to hit the ground running.

@Kellie Ritter,Also, cash out refinance you will not get hit with a capital gain tax.

I enjoy getting to know investors and watching their success; it motivates me when I feel like I'm hitting a wall!

Essentially that are trying to start the bidding war before it hits the market.

If I do, I will likely take a hit.

Some months maintenance stuff pops up and I take a hit and go negative. 

This deal was on the MLS (those were the days) and was right when COVID had hit so there wasnt a lot of competition.$45k was the list price and was a price i was comfortable paying.

This deal was on the MLS (those were the days) and was right when COVID had hit so there wasnt a lot of competition.$45k was the list price and was a price i was comfortable paying.How did you finance this deal?

If you are on the loan with each other, then both of you are hit with 1 loan.

You need to do this long before anyone pulls your mortgage credit report or you will get hit with the presumption of the payment.