Home buying in 8 months - need to buy out auto lease

[Susan Steele]

Will an unsecured lease buyout cause any issues on my credit (other than the hard pull), as we are preparing for a home purchase within the year? I have 95K in cash and do not really wish to pay cash for the auto. Bought it below market and has 10K miles so I figured best to keep it. I didnt want to have both husband and my credit ran and I may be able to just use my credit thus the reason for no traditional bank. Its through SunTrust.