Add in the high interest rates on construction loans and mortgages, and it all makes for a difficult market for real estate investing.

I've considered different options, such as refinancing this home to make the land a separate transaction or even selling my house to build a duplex, (since I am not sure if I will be able to get financing for the construction project if the land and this current home are on the same loan).

Anyone know a way to get a loan to pay the taxes?

I've been private lending for the past three years and have done just over $10MM in loans.

I specialize in fix and flip loans

Not if your strategy is long term buy and hold.

They have very favorable terms built into their agreements.

Seminole for Example has a lot of great traffic and tons of spots to eat, drink, socialize for adults and kids.I know Cape Coral is picking up in terms of STR's with the complettion of the 7 Mile Island and more construction lately. 

With current rates around 7%, shouldn't there be an opportunity to purchase properties that were bought with adjustable-Rate Mortgages (ARMs) at 3% in past 5-10 years that are hitting their reset period this year 2024...

A mid term or STR would have more cash flow for sure.