So, Ramsey's approach would preclude 999 people out of 1,000 from even entering the game.A more mathematically to the point answer would be to underscore that the two most pertinent ways of measuring the ROI on any investment (including RE) are Cash on Cash and Internal Rate of Return (CCR & IRR).  

It was a big huge freaking fight internally but we got it done and funded.

"If you are interested in having the best intern ever at an infinite ROI, please call me.

Regardless of amazingly risky loans, fraud (later found out), or just pure costly mistakes, lax internal controls & theft, etc, not a single bank could lose in this market.

Also, Does anybody know of a real estate calculator online like BP's that does Internal Rate of Return?

I spoke to a broker recently about interning at his office, he basically said what i would learn could only be limited without having a license.

@Rich HupperI work with graduate students at the University of Utah and I'm somewhat familiar with international students.

From a financial perspective, I'm doing well but I'm having an internal battle with what I WANT to do vs. what I feel like I should do.

Living on a small little island in Curacao, coming to the USA, as an international student, finagling my way up the most desired organisations on this planet, in my field.. which is hard to do as an American, even harder as a foreigner.  

Even in our no- money down deals, we have no problem internally financing the improvements because of the leveragability we have on the front end (100% financing for a very low purchase price; then we fund the improvements and DO NOT seek to refinance or cash out).