this is the GFC all over again... over inflated apprasial.... cash out refi.. no skin in the game does not like the way the property goes and walks...

better grow thicker skin than that if you want to keep going in the real estate business.

I will pay for the rehab (my "skin in the game") but need funding for the purchase. 60-70k with ARV of 100k.

You will need to partner with your investor unless you have enough skin in the game yourself to meet loan requirements. :)

What are your opinions on putting as "little skin in the game" and getting better ROI, but smaller cash flow because mortgage payment will be higher and will need to initially have private mortgage insurance because we will be using an FHA loan.Compare that with putting a larger down-payment (more money out of our pockets) but higher cash flow.Big down-payment or small down-payment?

If you are investing in the deal, I would always try to come up with some money just to show the partners that you have skin in the game.  

If they want to give you a lower rate for less skin in the game... great, take it and don't ask questions. 

"Sooooooo I need you to call them and then fill out their forms and then I want you to setup calls at good times of day, and they may not answer, but I want you to keep calling until they do and then I want you to get together some records for them and I want you to fax a copy to one of their people and they don;t use email so I need you to go to a notary and fill out a form you can get from a small shop 45 minutes away and then make a copy out of geniune Elks blood and paper made from the skin of the an elusive Yackani fish"....

People that have no money, no experience, and want to suck away valuable time is a non-starter.You have to give something of value such as performing free tasks, going to work for an investment company from the ground up, pay for training,etc.People that are wanting freebies and have no skin in the game tend to do nothing when a bunch of work is involved.

Hard Money is going to want you to have some skin in the game, so you'll have a hard time finding someone who is going to give you 100% financing for the purchase.