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Updated almost 9 years ago,

User Stats

30
Posts
10
Votes
Ryan Fisher
  • Realtor
  • San Diego, CA
10
Votes |
30
Posts

Pro & Cons of small down payment vs. larger downpayment

Ryan Fisher
  • Realtor
  • San Diego, CA
Posted

Hey guys currently in escrow for a 4 unit apartment that will cash-flow.  

What are your opinions on putting as "little skin in the game" and getting better ROI, but smaller cash flow because mortgage payment will be higher and will need to initially have private mortgage insurance because we will be using an FHA loan.

Compare that with putting a larger down-payment (more money out of our pockets) but higher cash flow.

Big down-payment or small down-payment?

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