Your choices are accept that tonight you dine on a Whopper or pay McDonalds and get your Big Mac.Good Luck!

I don't know squat about NY RE, but it sounds like these sellers are trying to exclude folks using HML, and look for only a) All cash buyers or b) HELOC buyers.If you want to play in this arena, and that is what is going down, I'd suggest opening a HELOC on some other property you own with the highest maximum credit line that your equity position will allow but a $0 current balance.Offer accepted, max out the HELOC, funds arrive next day, show proof to seller.Then you would use the HML to pay off the HELOC a few weeks later, if you'd prefer that the debt be secured by the subject property.

You can accept and transfer money from checking accounts for free too!

I am from NJ, and up there they have an "exclusive realtor contract" which realtors would ask clients to sign.

If my "meh whatevs" offer on A were accepted, awesome, I'll freaking take it.If it wasn't, I'd be more aggressive on B.Remember that you aren't actually in contract right now for EITHER property.

I wanted to steal it so I offered lower than I knew would be accepted but u never know so I tried.  

Once you have a tenant in place and they are paying rent you can set the tone by accepting texts only and returning calls and texts promptly.

It's like they want it to be inconvenient so you will use them exclusively but honestly it just makes me want to use it less. 

Not major rehab needed though- Sales for similar homes in the area go from 20's to 60's- Rentals possible between 650-750 (she wasn't sure though)Say I get an offer accepted at 30K or so, plus 5K to replace the AC and do the required work. 

Still being new here I'm not sure of how many personal details are acceptable to share (or that I want to!).