I called BOA directly and they gave me a number to the foreclosure department...I called but the automated prompt will not let you speak to an operator unless you have an account or defaulted loan so they can trace your information.Is there anyone here in the South Florida market who knows how to negotiate bank owner properties or can direct me to who I can speak to, to possibly acquire said property?

Ask for the commercial lending department of course. 

I currently work a W-2 job as a full-time actuary in my firm’s Enterprise Risk Management Department, mainly working with our Derivative Hedging Implementation Team to eliminate equity and interest rate risk.

Today I went to get a final water read.... thinking when they see water department they would open door.

Did you run into any issues with the planning department?

We then purchased a single family home and around the same time I left my career in public accounting to work in the tax department for a real estate investment management firm.

The home was used as a mother daughter and according to the local zoning department it is zoned as a non conforming duplex (lot size is to small).

Start with the planning department to see if the city would even allow you to do what you want in that location you may need traffic studies etc. they may also be able to point you in the right direction from there.

Here on the other side of the state, plumbing code enforcement throughout the county is handled by the county health department.

The below note was attached to the signature of a recent email a friend received from the Colorado Springs planning department.