This is true even if the claim is not your fault, which is why people who get into car accidents where the other party was 100% at fault frequently see their auto insurance premiums go up.

@Dakota Fleming, I'd proceed carefully, as 5% sounds like a too good to be true deal from a private lender. 

A true testament to the team's ability to properly identify what people are looking for and make their product stand out.

Same is true of furnaces in the winter. 

The same is true with real estate investing.

I pretty much self manage and have a good team of handymen working but down the road my goal is to move more to true passive stuff. 

@Bruce Woodruff Very true.

This is especially true if you're only giving yourself a 6 month "trial period."

If you have a strong work ethic, patience, and a desire to have true wealth, real estate investing will give you a much bigger ROI than a Roth IRA or any other stock market vehicle.But if you just want to put money away and never think about it, a Roth is a fine place to store it.

Shahzad,Depends on the lender/program Freddie has more than one optionss but it can be used if its a true rental and your not occupying any units they will only use 75% of the rental income.