It's that lightbulb moment where you realize that even after paying the surcharge to pay a mortgage with a card, you still earn positive cashback, making your net interest rate on your mortgage effectively a negative percentage.  8% cashback - 3.5% pay by card surcharge = 4.5% free money, and considering my mortgage interest rate is 2.75, that effectively means I pay no mortgage interest and still earn 1.75% free cashback.And the best part is that this passive cashback is generally speaking not treated as taxable income.

Cash out refinance is an option as well, but it is not very appealing at this time (background here is $330k left on mortgage at 2.65% rate).  

.- I go to military training on the 7th.I have a good lock on my interest rate and afraid of doing the mortgage application over again due to a slight decrease in my current job pay but will be going up again in a few months and I'll also be house hacking once I own and solely live in the house.

I like the cap rates and it's very attractive. 

I had two people come after who both hated the smell and I gave them full refunds and let them stay there so it didn't kill my ratings I had - it's very much so a business of customer service.

I've had a lot of success with FB marketplace with my rentals.

I have only been successful at finding attornrys who try to stop foreclosures using bankruptcy.

Yet another success story.

The rental market in Central Indiana is officially on fire.After a slow November/December, January began with a bang and continued into February.We're leasing at an impressive rate right now, which is great news for both our Leasing Team and our Owners.If your home is sitting and not getting activity, it's time to reconsider things... price being the most powerful lever to pull.

Apparently the client is successful and fairly savvy.