I would personally do the later, keep the interest rate, and start your rental portfolio.   

Yep - definitely a lesson learned from missing out on so many opportunities. 

I then got distracted until I learned about the daily fines.

For example (all data YoY)Wisconsin 6.01%West Allis: 1%Wauwatosa: 11.9%Shorewood: 13%City of Milwaukee: 11%West Allis stands out, because it has been the HOTTEST market last year, so looks like it's consolidating this year.The April lunch&learn for the RPA will be about Milwaukee rent growth and increases.

Lessons learned?

I am hoping to see how I can purchase another property without dipping into my personal funds.

You can find a VA or a younger person to pay.

To learn more about the space and discover the opportunities, difficulties, ups and downs of being a host as well as funding my STR in the future, I have been organizing and building a co-hosting company with hopes of helping hosts relieve stress while at the same time discovering what it means to own an STR and what it takes to have happy guests.

It's not my personal favorite and I don't focus in 38127 for my own investing but I know the area and have helped my clients acquire some deals here and they seem to love the zip code!

These forums are a great place to learn and meet people, whether you're just starting out or you're a seasoned investor.