I normally use an agent or attorney for everything, but am trying to get this small seller-finance vacant land sale done inside of a couple of days so was going to DIY this one.Short version I am selling some vacant land, seller finance. 

Now it floods their pond quickly and then the land between the pond and my mom’s and pours out onto my Mother’s land for an hour or two before it begins to recede to normal flow.

Fortunately the lenders didn't force place coverage or you would have been paying 3X the normal premium. 

Normally I would imagine it’s a go, but given today’s environment, I think it might be prudent to opportunistically wait it out a month or two to see how things shake out - 1.

I get that a lot of service sector people are temporarily (I hope) out of work, but I think in a month or two things will be back to normal, at least in terms of businesses reopening, servers, bartenders, etc back to steady work. 

My approach is plan for the worst and hope for the best.Is this the wake up call for most of America that living a consumerist lifestyle is not sustainable and that they need to serious change the way they manage money (or lack their of).They don't use budgets, they think promotions and raises is the answer to finally have a little extra money. 

Also, it sounds like you are specifically looking to improve your ability to normalize expenses when underwriting multifamily properties.

Make a maintenance request during normal business hours (2 points)c.

We are seeing them come in with longer than normal timeframe requests as far as inspection and appraisal contingencies, etc....and that's perfectly fine.

GETTING HELP NOWNYTimes - Money MattersUnemployment - law expires 12/31States can access when they have 10% rise in unemploymentUnemployment is typically 45% of lost incomeMost states pay 26 weeksDon’t have to lose your job, can get it if: you are quarantined, furloughedGetting unemploymentHave to have been at job for 30+ daysEligible for 2 weeks paid if ill or quarantined or caring for sick family memberPart time workers can get average of normal 2 week salarySelf-employed (gig workers, etc) must calculate daily average and claim as tax creditWho is exempt:People that work at companies that employ 500+ peopleCompanies with fewer than 50 people can ask for an exemptionEvictions + ForeclosuresMoratorium right now on bothSuspended for 60 daysThis includes foreclosures that are in processTaxesCan hold off on paying (without penalty) until July 15th if:You owe less than $1 million to the federal governmentIf you are getting a refund, it will come in a normal time frameMortgagesFind out who owns your mortgage + what programs are availableRequest Assistance (Fannie Mae)Small Business ReliefSBA Economic Injury Disaster LoansSmall business loans up to $2mil3.75% int rate for businesses | 2.75% for nonprofitsDenver Small Business ReliefDENVER RE TRENDS - please note you should watch Seattle, as what happens there will likely come to Denver and Colorado SpringsPulled data for detached/attached homes within 6 miles of a client property in Sloans Lake$350-$500KMore properties went under contract in past 5 days than in two other 5 day increments we recorded (11-15, and 16-20 days out)35 of those were on the MLS for 6 or fewer days$500-$700KSimilar to above, 5 days out is beating number of houses that went under contract 11-15 days out and almost the same as 16-20 days outCitywide: 2.4 homes were falling out of contract/day in March. 5.8 for Feb. 2.7 for Jan. $800-$1.2Mdown from 5 day increments before, but not significantly and a small data set