And remember credit cards for Consumer Debt are not your friend.

Made some $, but I found the procedures to be somewhat cumbersome, time consuming, and capital intensive.  

Let's use the example of a turnkey deal that is 8 units (4 two unit buildings) at a purchase price of $300K and an NOI of about $50K, in an area that will see only very modest appreciation.What kind of loan terms would you seek to really hit the sweet spot in terms of cash flow/risk/wealth creation?

To convert to a duplex, you need zoning approval, which can be expense and time consuming (and you may not get approval). 

However getting the property approved with the program is time consuming & you'll usually need to do extra repairs annually to keep the home in compliance with Section 8 standards.

Let's use the example of a turnkey deal that is 8 units (4 two unit buildings) at a purchase price of $300K and an NOI of about $50K, in an area that will see only very modest appreciation.What kind of loan terms would you seek to really hit the sweet spot in terms of cash flow/risk/wealth creation?

And cash is a time consuming way to collect rent.

"Almost the exact wording in Dodd-Frank so similarly, this applies to consumer purpose loans only, @Jason Merchey.

Nearly identical to non-judicial, just filed with the court.While TX has a short foreclosure process, be mindful of Federal regulations regarding consumer foreclosures. 

Office is not a necessity for most businesses like store front retail is for daily consumer traffic to the sites.