I just heard back from the bank and her response to my inquiry I emailed and said"I'm not finding any information that the adverse market refinance fee is still active, I've only found information to the contrary.Linked article from The Federal Housing Finance Agency mentioning the fee has been done away with as of August 1, 2021"Her response"You are correct, no hit for Cash out on primary residence, that has gone away but we do have adjusters for Loan to value and cash out loan to value along with credit score and 2-4 unit"This is problematic to me on so many levels, why was she willing to increase my interest rate based on her ignorance, who is watching and making sure these lenders are doing the right thing?

That is a rate of return of 6% on your money per year.Compare that with earning 5% in a high yield savings account (or higher in a CD) as of today and it takes ZERO effort and has ZERO risk.  

Do you know of any property managers/accountants/attorneys in the area that can assist with setting everything up properly?

To find competitive pricing, look into the rental prices of nearby multifamily properties that are comparable to yours.Take into account all of the running costs, such as insurance, maintenance, taxes on the property, utilities (if not individually metered), and, if necessary, property management fees.Take into account the principle and interest payments associated with your mortgage.

She emailed me from a non-gmail account and I found the site, but I can't find anything about them online. 

I am in a accountability group weekly.

Talk to your CPA / accountant but if you are in texas and buying in texas, they incorporate in texas.3.

You don’t want to shop at the local home depot every-time your GC needs something.3) Apply for 0% interest credit card for all your material buy and keep it rolling for 12-18m.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

You must deposit and maintain your security deposit(s) into your brokerage's trust account registered with GREC.As long as you do this I believe you are clear but it's been a while for Georgia so I'd recommend a quick call to GREC to verify.