Starting in real estate at a young age can be an exciting journey, offering both challenges and opportunities.

Whatever you decide will be best for you - BUT - if you do re-finish the floors....MAKE SURE you do the prep & clean work....after sanding - sweep at least twice.....then tack cloth (you can make them yourself - basically a rag with mineral spirits - VERY easy) - I went over the entire floor twice - I might even suggest three times....it gets the "crap" out of the pores of the wood & lets the wood take the stain much better....and the more coats of poly, the better - but take your time - as they ALL have to dry...MAKE SURE they are dry...

Many lenders offer flexible financing terms for investors.Do you have any properties in mind?

But you made a good suggestion, and I agree it'll be messy for me to determine what's tenant damage and what's not (even with the move-in report). 

Applicants offer to pay a full year in advance to jump in line ahead other candidates or to distract you from looking into their background too deeply.

But full cash offers have won me out.

If so, any suggestions on what alternatives we should consider?

I'm looking for a lender that offers 5% and hopefully will do 100% financing.

I appreciate you taking the time to answer my question and the insight you offer. 

You had asked and Bruce was simply offering his opinion.