In Cleveland, many landlords do not provide sufficient property upkeep so an investor has to be prepared when the "Must-Do" repairs arrive and tenants vacate. 

Make sure they have sufficient comps though. 

I am a little surprised that it seems like I haven’t done sufficient analysis.

As long as you've accumulated sufficient equity, and your DTI ratio is fine with your Lender, using HELOCs as deposits (and starting new mortgages for the rest) is probably the best/easiest way to keep buying real estate - using NONE of your own money!

VanEd was sufficient.

That would leave you with roughly 80k to pull out and re-invest into something else, which should be more than sufficient.

What I am looking for is if there is creative way of raising sufficient capital (institutional?)...

https://www.biggerpockets.com/forums/12-starting-o...To reiterate what I wrote there:- "As long as you've accumulated sufficient equity, and your DTI ratio is fine with your Lender, using HELOCs as deposits (and starting new mortgages for the rest) is probably the best/easiest way to keep buying real estate - using NONE of your own money!

This is one in which the issuer (or a person acting on its behalf) has sufficient information to evaluate, and does, in fact, evaluate, a prospective offeree’s financial circumstances and sophistication, in determining his or her status as an accredited or sophisticated investor.

Now on the same token, I've also seen that in choosing a location, you should make sure there is job growth and population growth.