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Updated over 8 years ago on . Most recent reply

Eric Armstrong's profile image
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Eric Armstrong
  • Investor
  • from Wilmington, Delaware
  • Member since Jul 17, 2013
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Eric Armstrong's profile image
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Eric Armstrong
  • Investor
  • from Wilmington, Delaware
  • Member since Jul 17, 2013
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Eric Armstrong
  • Investor
  • Wilmington, DE
121
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388
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Mortgage Brokers & Lenders

Can I get a HELOC on a property that has a mortgage?

Eric Armstrong
  • Investor
  • Wilmington, DE
Posted
Example, home value is 100k with 50k on the mortgage. Can I get a HELOC that will be 70% LTV and get access to 20k? Thx Eric.
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Darren Budahn's profile image
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Darren Budahn
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  • from Milwaukee, Wisconsin
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Darren Budahn's profile image
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Darren Budahn
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Darren Budahn
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  • Milwaukee, WI
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Darren Budahn
  • Investor
  • Milwaukee, WI
Replied

If it's not your primary residence, I'm not sure it's technically a HELOC. However, you can still try and get a line of credit from a lender with your equity, but it may be a bit more difficult as most lenders are not going to offer lines of credit on investment properties.

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