My 2 lenders have never stipulated any amount of cash cushion needed to be on hand.

Many policies will stipulate that heat must be maintained or the water shut off and the property winterized in order to afford coverage.Definitely work with someone who is familiar with coverage specifically for investment properties.

I don't believe there are any stipulations attached, especially considering o started this account way after I enlisted.

Median priced home in MD typically had about 12 to 13 k in closing costs. 3% is a good rule of thumb I am sorry to have questioned you again, but if by contract the seller subsidy is stipulated to be spent for the closing costs of the buyer, how can the leftovers be given to the lender????? 

Hi BP! I'm in the process purchasing a double for sale by owner without a real estate agent. The seller lives out of the country. The upstairs unit is currently rented out collecting 600 per month. Downstairs unit is ...

Stipulate that ALL work needs to be done by a licensed contractor and that you need to see the receipts. 

I was thinking of having them stipulate that in the lease.

As in, OK I'll give you this reduction now but if you find new employment you sign a 1 year lease at full market and make that the stipulation.

Your primary residence loan most likely comes with the stipulation that you must live there for 1 year and if you plan on using the rental income in your dti ratio, usually you must prove 2 years of history on your taxes in order for lenders to take the rent into account.

These and any addendums stipulate all rules, regulations, duties and termsthis an that shouldbe evaluated and renewed every year.No tenant should move in or take possession of a property prior to all prior to all conditions of the lease for move in being met.