Florida scares me with insurance issues and constant threat of hurricane damage.

You need to carry a special type of health insurance, not the traditional kind.

Insurance.

I purchased flood insurance on a Zone A property in July this past year on a house that had previously flooded. 

Depends on how you view risk and how stable your life/income/etc are for you.Assuming all of that is stable, I'm buying properties for sure. 

Insurance is the FIRST line of defense.  

Does anyone know of any good insurance brokers as well ?

Then you will have a principal and interest payment of around $13,450.00 plus Taxes and insurance so add in another $2800 for $16,250.00 a month. 

Bernard- Akita- Wolf hybridsUnfortunately, these are prohibited for insurance reasons.

Its also a good idea to build relationships with realtors, contractors, insurance agents, real estate attorneys, and property managers in your area so take advantage of events, conferences, and meetups.