@Richa Wardhan every investor has to find their own answer to your basic question - focus on portfolio growth or paying off what you have.Portfolio Growth leverages your money using loans and tenants paying off these loans.

By using the BRRRR strategy, you only need to put down money once.

Of course most GPs have personally put in money to keep the deals from sinking.

We utilized the down payment program and use our own money to fix it up.

You can attend all the REIAs and read all the books and sign up for all the conferences, and spend all the money, and you are will never really know you can do it until you do.Over 20 years in real estate in various forms and roles, action will beat out intelligence or education or even network 100% of the time.  

Hi @Alex Lee I would avoid 203K loan and work with conventional renovation loan based on knowing you'll be forced to use 203k certified contractors which will cost more money and offer inflated pricing because they must follow 203k guidelines. 

There are less expensive hard money lenders out there. 

Hard money for acquisition and I financed the rehab myself.

My current situation is that I always flip with other people’s money.

IE motivate them for money.