If you want to leave your IRA intact and avoid penalties or taxes, consider other options such as:HELOC (Home Equity Line of Credit): If you own property with sufficient equity, a HELOC can provide funds for a down payment without tapping into your IRA.Personal Loan: Depending on your credit, a personal loan may be an alternative.Seller Financing or Private Lending: Look into creative financing options for real estate investors, such as seller financing or private lenders, which can help with down payments without needing to use your IRA.

Alternative OptionsIf a straight price cut doesn’t feel right, consider creative financing.

So unfortunately, as you scale, finding creative solutions like my colleagues above have suggested will be the name of the game. 

Since I don’t have many assets or a lot of cash on hand, I’ll need to be creative and strategic.

This formula incorporates additional factors and expenses, many designed to consider parents’ financial needs.The Percentage of Income ModelLast but not least, six states (Alaska, Mississippi, Nevada, North Dakota, Texas, and Wisconsin) use the percentage of income model.

Most creative finance deals are actually done by people who don't need to do it that way because they have the leverage to make offers of all types.

Although after speaking with other investors, some are telling us that it is not necessary to start a corporation for our first investment and its better to just buy in our personal names and incorporate later.This sort of advice that we have received is based on the information that a corporation costs more to start up and maintain.Should we incorporate now or later?

I remember taking a leap on a property that others overlooked..it wasn't glamorous, but with some elbow grease and a bit of creativity, it turned into a great investment.

Hello I am a current real estate investor/ new real estate agent and I obtained 2 properties with creative financing.

Many investors find success by focusing on smaller multifamily properties, or by considering creative financing options like the BRRRR strategy, which allows you to build equity through renovations and refinancing.