If memory serves me, J.

I humbly offer just a couple of edits to your well-crafted sentence:My company finds motivated seller opportunities for other investors by doing our own marketing and generating off market deals for serious cash buyers ...

The people who buy here are buying for experiences and memories, not so much investment return.From speaking with other financial entities and members of the community, we are looking for partners to assist in offering loans of some sort, such as:1) Direct loan to buyer of house (less a down payment), and then payment arrangement between loaner and the buyer2) Loan to the cooperative as an entity who then administers the loan between buyer and cooperative, with payments paid back to financial organization from cooperative3) Loan to buyer with cooperative as co-signer, therefore making the cooperative the ultimate responsibility in the event of default4) Create a member-funded reserve fund or actively managed account which will then be used for giving out loans to new members at an interest rate.

In case your interested we crafted a unique solution for this one, outline below.We revised our contract with the Seller to $90k purchase with an extended timeframe (luckily they were open to this) to accommodate the traditional buyer.  

You did a great job of capturing the changes, I have never been good at doing that er except in my memory.

I am from Toronto, but I have fond memories of the Maritimes.

You will keep those memories and make many many new ones you otherwise wouldn't if you stay there.Go pokes.

Brought back nightmare memories of a house we restored from flooding.   

In general, buying an existing LLC is a very bad idea and you should instead purchase only the assets you want via a carefully crafted asset purchase agreement. 

I believe it is not less than 30 based on visual memory.