In other words, if this person has 40 rental properties that are underwater, the bank isn't going to want to loan on a personal residence, even if the guy is a doctor with great W2 income.It sounds like the stuff they're asking for is pretty typical - but if you don't think so why not just go with another lender?

You can attract dentists and doctors that way too, but will require some remodel

I look at it much like someone having a car accident and going to the hospital, doesn't mean the hospital or doctor doesn't send them a bill, as that is expected :).

I don't know if this would help...I have done a JV with Cash - Credit Partners, like Doctors - Business Owners:1) JV agreement states I will do all work: a) find and contract with seller in name of partnerb) rehab as project managerc) manage sale of property2) JV agreement says partner will put up all costsa) credit and down paymentb) closing costsc) all other costs, like holding costs-------------------------------Once the property sells, the net net net profits are split anyway the deal makes sense, does not have to be 50 50.

And I also would never accept a tenant provided report that they can doctor.

Medial types by salary range will usually be increase demand for properties in this area in a price range of 100 to 150, many more support folks than doctors moving into higher priced homes.

Existing Loan Info & Comps InfoYou can buy on sub2, installment sale or wrap, or lease with option.I want 3-4 B 2 B min for more popularity in renting-selling.You want to "Be the Doctor" and interview the seller.

Anyway, Loma Linda is a great place DL... that is actually where I got my doctorate, its surrounded by a lot of bad though.

Reason: Rejection Proof and got 3 referrals from most new clients.4) Sold Group Disability to Lawyers and Doctors small firms.

We live in Rochester, MN home of the Mayo Clinic where every spring hundreds of new doctors show up looking for rental properties while they complete their residencies.