Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

But I heard it is not in San Jose, Santa Monica. 

I'm Adolfo Dominguez from San Antonio Texas, I'm particularly passionate about investing in  the San Antonio area, I am a marine corp veteran who is here to learn and grow in this community and hopefully get some great advice  I am Excited to learn and connect with you all!.

Hi @William Babauta, I'm happy to talk about the BRR-STR strategy in San Antonio.

In San Antonio, I hired reps for this type of thing and the model they told me their previous wholesale company paid was as follows:Acquisition rep responsible for finding their own deal, contracting it for the company, getting it to closing gets 30% of the fee generated by the wholesale.

So in my mind STR is good tool to catch long term appreciation and REDUCE EXPENSE when folk is vacationing.For me it is as the following:if you like snowboarding you would buy in Tahoe or Denver or Aspen.if you like beach you buy in Hawaii, Destin, Panama Beach FL or San Diego.if you like hiking/forest you go to these Servier county,etc.The problem is if you don't have hobby and don't like to go for vacation LOLI cut 90% of my vacation budget by having STR, this is the internal profitability metrics LOLIf my own purpose is to make money I would find investment that yield 30% IRR and >1.5EM and I know it's not that in vacation market in 2023 lol.

Hi San,I'm in Charlotte and collaborate with many investors along the coast.

And it's not only the cost, it's also install time: a couple hours vs 2 weeks.When I talk about prefinished slab houses, there used to be several in San Diego that had plenty of slab with a finished front edge and you could pick up a 8 ft long one for $100 - $200.

For example, some neighborhoods in San Francisco have seen price increases, while others have experienced declines.

Even in the San Fernando Valley.A couple of questions I would ask your agent (as these are things I go over with my clients):1.