The increase in monthly payments is the value of a steak dinner and wine for my wife and I.

Nothing but good wine and deals.

Prior to that he put out a crazy amount of wine content.

@Nicolas YoppYou would want to verify with a loan broker, but I believe conventional loans are sometimes available with less than the usual 20% down, sometimes significantly less.I have had great experience with an Oregon based loan broker that I’d be happy to connect you with if you message me personally.I’m not 100% on the rules or I would have posted his contact here.Best of luck to you!!

The worst thing they can say is NO...And if I had a dollar for every time I've been told NO, I would be retired in Italy sipping wine. 

added bathrooms, making a total of 3, one bedrooms is in suite, created an open plan, contemporary kitchen with a large island, finished attic and basement, added central heating and air, provided amenities people like as fireplace, wine cooler, wine cellar, smart thermostat and key lock, but mostly we created a contemporary home where there are not many What was the outcome?

@Nicola Giuliani Hi Nicola,Thanks for your reply.

@Owee Nicolas, I'm so glad your bank has your back!

Not unless you want to spend over $1M to get a home out in wine country that can be a short term rental.

I will mail you wine or brownies 😬Thank you in advance.