But there are also syndications out there that charge more "institutional" level fees, say 1% acquisition fee, if any at all. 

All institutional lenders, DSCR, conventional and government send out disclosures that are very clear regarding the length of time and the percentages of the prepayment penalties. 

So, I finally wrote to them and this is the answer I received:  "Good morning Michaela,Thank you for reaching out to the R Street Institute.

I have since discovered more lending options.

Bouncing payments or only being an illness or accident away from not being able to pay the rent, are issues considered by our underwriting.Letter Of ExplanationAny time there are credit issues or we discover an inconsistency, we require a written letter of explanation (LOX).

While employees can be a valuable asset, they also come with a hefty price tag.In my journey as a real estate investor, I discovered a game-changer – virtual assistants.

My company, Rent To Retirement, does thousands of transactions annually with the largest builders in the country, and that is how we are able to take institutional type of discounts to pass that on to the individual investor in some of the best markets.

You could state to the eviction judge that you discovered material misrepresentations on her application.

What she does is, the moment I discover there is repairs needed.. i ask the tenant why she didn’t let me know when it happened.

Challenges were we bought from a large institutional group so definitely was fiercer negotiations than past deals!