Very rare things, but most of this stuff is protecting against rare things and umbrella policies are cheap.Keep in mind, its not just shielding your personal assets from attacks on your LLC.

@Ankit Duggal , What is attacking me to Rochester is that there are properties priced sub 50k which I like for two reasons, 1] cheaper purchase prices means I could invest with less of my own money while still getting a 30yr fixed loan, and 2] if everything goes wrong that could it's cheap enough where I could [with the help of family] purchase it outright and not risk foreclosure.

The chances of a pit bull type attacking you are just as likely as you getting hit in the head with a falling coconut off a tree walking down the street.  

Can someone explain to me what happens if he doesn't get approved for the mod and what my best plan of attack would be to possibly move forward with this property?

My problem is that I had HELOC fall thru and then a relative who was going to lend me the money instead died of heart attack earlier this monthSo Im currently scambling to find a simple short term hard money loan.I have looked for private lenders on craigslist.Found one so far.

Kill joy and story timeEric FosterBe careful of the ad hominem attack.

I love hearing about all you've done so far and how you're willing to dive in and attack everything! 

I was just thinking of how to attack this offer I'm going to do with that in mind if I can convert there current leases to rent to own dont know if thats an option.

@Jamar JonesThe tax sale lists is a really good list to attack because your chances of getting a “motivated” seller increase.

If it was the later, I would worry about periodic attacks.