Especially if you are getting quotes from personal insurers (that do home and auto).As for a new locations with no history, that is not an issue on the commercial side.

My husband and I own 2 duplexes (all 4 units are 1 bedrooms)  in East Rochester and North Winton Village.

I purchased a single family home in Victorian Village here in Columbus, OH.

Each type banks, auto stores, dollar stores, restaurants, pharmacies, etc. have their own variables and loan products available.

I have medical lien judgments, auto judgments, home improvement judgments, etc.

Then, none of it means jack.Only a tiny percentage of people on the road every day end up in a property damage accident, yet the states still demand a certain level of minimum coverage auto insurance.

Your bank may provide an auto draft payment to your account.

You can send and receive reminders to tenants about payments in advance, late payments, partial payments, you get email confirmation when a payment is made, you can set up auto-debit, send Thank You notes, etc.It's not free.

Everything else has an auto-pay feature.

It's electronic if that's how I want it; for example, when one tenant has the same amount of rent as another and I don't know who paid on time or who didn't, one (or both) have to pay electronically by auto-debit through erentpayment.com.