My realtor was Caleb Penner from Table Rock Realty and Joel Swaney from The Union Bank Company was my mortgage broker.

My realtor was Caleb Penner from Table Rock Realty and Joel Swaney from The Union Bank Company was my mortgage broker.

I am an electrician, self employed one man band.

My wife has her lender who is rock solid .. 

@jonathan R McLaughlin Yes walls, sheet rock and wiring.

The Austin-Round Rock Metropolitan Statistical Area saw a change in median home price from $455,000 to $470,000, for a month to month increase of $15,000 and a 29% increase from the previous year.The following infographics and data is courtesy of the Austin Board of Realtors:Housing inventory decreased from 1 month to 0.8 months for the entire MSA.

I highly recommend getting good at analyzing markets and taking a look at the secondary markets around Charlotte (Gastonia, Concord, Albemarle, Rock Hill, etc.).

@Michael Blum On the plan B matter, I think furnished, month-to-month is a great plan B, and far superior to LTR, especially if the home is already furnished.

The main thing is just to get started and get into one, especially with interest rates so rock bottom low.One note I will say - if your primary goal is live rent-free with one property in Paterson, you may want to consider a conventional mortgage with higher down payment, just to decrease principal so that your monthly payment is lower and easier for tenant rents to cover it.

Take out the ceiling sheet rock to the corners or within 2 inches, remove the insulation and sheet rock.