Purchase price: $165,000 Cash invested: $165,000 Bought cash and doing improvements, hope to refinance and pull off a BRRRR on this one soon.

I'm looking to refinance a duplex I bought a few years back in my personal name.

I have to REFINANCE though and that's fine because that why that 3rd "R" is there. 

If I do the cash-out refinance, I will get at least $80k.

Also, I believe if he were to co-sign with you (assuming he can), the only way to get him off of the actual LOAN would be to refinance once you can qualify for the mortgage on your own. 

I was thinking about trying to find investors and then when I qualify for FHA in a few months re-finance the property and pay back but I have a hard time asking for money because I do not like owing people money.

This allows me to do quick refinances.

I am doing the same process now for the refinance portion. 

I am having trouble finding a bank that will allow me to refinance a property that I own in an LLC.

Upon contacting the loan officer, I communicated my intent to refinance the property later once rehabbed and then repeat the process to buy other properties.