@Noah Bussanichwho is the broker, and what is their relationship to you / to a potential transaction?

Being a private money lender who lends out my own money, the typical response I receive from potential borrowers is that it is hard money.

Most tenants are happy to pay it because they understand a broken contract comes with penalties.My agreement requires them to participate in showings to potential renters during their final 30 days.

And there is no need to guess at it or pretend that Cash Flow has to be completely positive all the time.What I'm trying to do is to bring this horse (the Cash Flow Only crowd) to the water, but I cannot make them drink (educate yourself in the calculations so you don't have to be afraid of a negative cash flow).To me, if you buy based on either positive or negative current cash flow, then you are just not taking into account the true worth of your potential investment.

However, I'm not seeking advice on what to do with my current investments; I'm interested in advice assuming I just have the $165K and potential $100K/yr YoY. 

The Harrisburg area has a lot of investment potential.

You just need to weigh the alternatives and evaluate the potential risk/return.  

It sounds like your mortgage is about equal to potential rent.

If below 25%, we think the potential upside is NOT worth the cost.What ROI do you typically target on your value add deals?

While these methods have brought me to where I am, I believe there's more I can do to tap into a wider pool of potential buyers, especially those who are highly motivated and capable.Here are a few questions I have for the community:1.