Things aren't looking like they are going to improve in the next two weeks with regards to the corona virus, so im wondering if it would be wise to lock in 2.8, or see if rates dip even lower.

Please give your honest critique and tell me where I can improve.

4) I am planning to negotiate maintenance of the 20 doors to be separated from the management company and to be done by me as I think the current expenses are too high and there is room to reduce and improve net income.

(reps = repetitions)  Estimating costs is one of the most difficult aspects to all improvement-driven real estate investing. 

Recommendations:Look in surrounding markets that may not be experiencing the same appreciation in price as yours.Consider a lower price point property in your market where you could add a bath, bedroom, or other improvement that would allow you to flip it into a higher price point.Wait it out...what goes up, goes down. 

And if you can charge a little more rent your improvements will pay for themselves. 

Perhaps the usage is high and with a few small fixes/improvements you can bring that number down significantly.

This property was a value-add opportunity.Can improve property, increase rents, and cashflow nicely.

What would be reasonable, would be the city insisting on certain improvements be made to bring the structure "up to code" in a reasonable timeframe, or change the code to accommodate the person and structure in question. 

The lender can then order a Rapid Rescore, and within 3 days, your scores will be improved.